IT Services & Cybersecurity for Kentucky Banks and Credit Unions

The FFIEC retired the CAT on August 31, 2025, and endorses no single replacement. Common alternatives include NIST CSF 2.0, CISA's Cybersecurity Performance Goals, the Cyber Risk Institute's CRI Profile, and the CIS Critical Security Controls. Credit unions can use NCUA's ACET, updated in September 2025. UPTech IT helps institutions choose a framework and complete a baseline assessment.

Banks must notify their primary federal regulator no later than 36 hours after determining a notification incident occurred. Federally insured credit unions must notify NCUA within 72 hours of reasonably believing a reportable cyber incident occurred. UPTech IT builds these deadlines, and the people responsible for meeting them, into your incident response plan.

Banks meet their GLBA information security obligations through the Interagency Guidelines Establishing Information Security Standards, issued by the federal banking agencies. The guidelines require a written information security program based on risk assessment, board oversight, access controls, encryption, employee training, service provider oversight, testing, and an incident response program. UPTech IT helps design, implement, and document the technical controls that support that program. Non-bank lenders follow the separate FTC Safeguards Rule.

Yes. We assess your environment against the expectations examiners use, document gaps and remediation, and help prepare the evidence and board reporting your exam team will ask for.

Yes. The Payment Card Industry Data Security Standard requires organizations that handle cardholder data to maintain secure networks, restrict access, monitor systems, and follow defined security policies. UPTech IT supports PCI DSS efforts through network segmentation, vulnerability scanning, secure configurations, and incident response planning.

PRISM is UPTech IT's managed services platform for endpoint security and monitoring, including ATMs, ITMs, TCRs, DVRs, and other self-service technology. It combines real-time monitoring, automated patching, and compliance reporting into a single dashboard, helping identify and address issues before they affect operations.

JackBlock is a security solution that detects tampering at critical ATM components and responds with an audible and visual alert while cutting power to protect the device. It's one layer of a broader physical and network security strategy for financial institutions operating self-service technology.

FINRA governs data integrity, recordkeeping, and secure communication for brokerage and investment firms. We help align IT environments with these expectations through secure email and messaging, controlled data retention, access logging, and documented cybersecurity practices that support your firm's regulatory obligations.

UPTech IT works with financial organizations of varying sizes, including community banks, credit unions, wealth management firms, and CPA and accounting offices. IT plans are built around each organization's operations, risk profile, and regulatory requirements rather than a one-size-fits-all approach.

Yes. We work alongside your core provider and other critical vendors, and we help you review their security reports and contract terms as part of your third-party risk management program.

Yes. We support network segmentation, core system uptime, and disaster recovery across multi-location banks and credit unions, and can scale support as an organization adds branches or expands its footprint across Central Kentucky.

A compliance assessment reviews your current IT environment against the standards that apply to you, such as the FFIEC IT Examination Handbook, the Interagency Guidelines, NCUA requirements, PCI DSS, or FINRA. This typically includes evaluating access controls, encryption, backup and recovery processes, vendor relationships, and documentation. UPTech IT provides a clear summary of findings along with a prioritized remediation plan.

Business continuity planning for financial institutions accounts for core system uptime, encrypted and immutable backups, defined recovery time objectives, and routine recovery testing. Plans are built around each institution's operational requirements and regulatory expectations for minimizing downtime.

Yes. Co-managed IT support can add capacity, specialized cybersecurity expertise, monitoring, and compliance documentation alongside an existing internal team. Responsibilities are divided based on available internal resources and the institution's specific needs.

Pricing depends on factors such as user and device count, number of locations, ATM or self-service technology in use, existing infrastructure, cloud services, and applicable compliance requirements. UPTech IT reviews your environment before providing a clearly defined proposal. Our managed IT pricing guide explains common pricing structures and included services.